Paying Cash for Your Next Property? Just because you can, doesn’t mean you should
If you have enough money to purchase a home or property outright, congratulations! Being in a position to buy real estate without borrowing is a significant financial [...]
Mortgage Rates May Be Higher, But Your Unsecured Debt Is Costing You More
Canadian mortgage rates may be higher than homeowners became accustomed to a few years ago, but that doesn’t necessarily mean refinancing your mortgage is a bad idea. [...]
Variable Mortgages Are Back: Are They Worth the Risk?
After several years of volatility in Canadian interest rates, variable-rate mortgages are once again attracting attention. With variable rates now priced competitively against fixed-rate options, borrowers are [...]
Mortgaging an Acreage
For many Canadians, owning an acreage represents the perfect balance between rural living and modern convenience. Whether [...]
Purchase + Improvement Mortgage (w/ Cash-Back, too)
Helping you update your new home by adding the renovation costs to a mortgage using a Purchase [...]
Did the bank say no? Or, do you need more flexibility in your new mortgage?
When you do not meet the prime lenders (strict) criteria, don’t worry! There are several other lenders [...]