Canadian Mortgage News

Bridge Loans… the what and why! April 26, 2024
Bridge loans are short-term loans that bridge the gap between two different closing dates. More commonly used when an existing homeowner sells their home, and buys another home, with two … Continue Reading Bridge Loans… the what and why!
Steve Garganis
Housing crisis.. Made in Canada April 22, 2024
It’s really not that complicated. If you really want to resolve the housing crisis you just need to do these FIVE things A CLOSER LOOK 1-35 YEAR AMORTIZATION AND HIGHER … Continue Reading Housing crisis.. Made in Canada
Steve Garganis
Population Crisis Part 2: The Good News February 1, 2024
Hopefully you read Part One of this article where I discuss the Canadian government’s delusional (and incredibly damaging) immigration strategy. With no meaningful plan to absorb 500,000 newcomers per year, … Continue Reading Population Crisis Part 2: The Good News
Steve Garganis
Population Crisis Part 1: The Bad News January 30, 2024
Well, it’s safe to say that our federal government has officially lost the plot. Immigration numbers have exploded, and Trudeau has done absolutely nothing to prepare for the mass amounts … Continue Reading Population Crisis Part 1: The Bad News
Steve Garganis
There’s Never a Good Time To Time the Market January 16, 2024
Rates are up, inventory is low, and sales volume is flat. If you’re looking to buy a new home, what are you supposed to do? A lot of people will … Continue Reading There’s Never a Good Time To Time the Market
Steve Garganis
Are You Ready For Lower Rates? December 15, 2023
As expected, rates are starting to trend in a downward direction. This might make life easier for some homeowners. But for others, lower rates might lead to more questions than … Continue Reading Are You Ready For Lower Rates?
Steve Garganis
The Case For Short Term Rentals November 29, 2023
A couple weeks ago, the federal government announced they’re cracking down on short term rentals. Property owners will no longer be able to claim their rental expenses against the income … Continue Reading The Case For Short Term Rentals
Steve Garganis