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  • The Wake-Up Call: What a Carney Majority Actually Means for You April 22, 2026
    (The Tax Squeeze, The Delusion, and The Multi-Trillion Dollar Gamble) Most Canadians were simply too busy trying to keep their heads above water to notice what was happening right under … Continue Reading The Wake-Up Call: What a Carney Majority Actually Means for You
    Steve Garganis
  • Part 2: Beating the Math: How Buyers Can Win in a Broken Mortgage Market April 21, 2026
    (click here to read Part 1: Breathing the Math: Why Politicians are failing Canadians and what you can do.) If you are a first-time buyer trying to get into today’s … Continue Reading Part 2: Beating the Math: How Buyers Can Win in a Broken Mortgage Market
    Steve Garganis
  • Part 1: Beating the Math:  Why Politicians Are Failing Homebuyers and What you can do. April 20, 2026
    If you are trying to buy a house in Canada right now, the math is completely broken. Instead of treating the root causes of the housing crisis, politicians are serving … Continue Reading Part 1: Beating the Math:  Why Politicians Are Failing Homebuyers and What you can do.
    Steve Garganis
  • Mortgage expert alert: Will the Iran War and rising inflation offer a buying opportunity in 2026? April 8, 2026
    Escalating tensions in the Middle East have erupted into war between the US and Iran. Spiking oil prices from Strait of Hormuz blockages are already having an immediate, aggressive impact … Continue Reading Mortgage expert alert: Will the Iran War and rising inflation offer a buying opportunity in 2026?
    Steve Garganis
  • House Poor is Out. “Kid Poor” is In. February 12, 2026
    Why the cost of modern parenting is drowning families—and how to be the adult in the room to fix it. This is an article I began writing 8 months ago. … Continue Reading House Poor is Out. “Kid Poor” is In.
    Steve Garganis
  • Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunities February 11, 2026
    Every year, homebuyers across Canada hold out for the silver bullet—a policy change that will suddenly make the path to homeownership clearer. From tax reforms to supply-side stimulus, the landscape … Continue Reading Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunities
    Steve Garganis
  • Canada Housing disaster 2025: The Great Canadian Shell Game February 3, 2026
    If you’ve been waiting for a miracle in the Canadian housing market, I hope you like waiting. Despite the “bold” headlines coming out of Ottawa and the provinces, the average … Continue Reading Canada Housing disaster 2025: The Great Canadian Shell Game
    Steve Garganis