Canadian Mortgage News

The Condo Carnage Is Real.. but is it over? October 6, 2025
Let’s call this what it is: a day of reckoning. The great Canadian condo delusion, a mass psychosis fueled by cheap money and a fear of missing out, is over. … Continue Reading The Condo Carnage Is Real.. but is it over?
Steve Garganis
Our Leaders Are Rolling Up Their Sleeves… To Wave the White Flag September 30, 2025
Another week, another series of baffling decisions from Ottawa that leave you wondering what reality our leaders are living in. On September 17th, the Bank of Canada, in a move … Continue Reading Our Leaders Are Rolling Up Their Sleeves… To Wave the White Flag
Steve Garganis
The $13 Billion Question: Will Ottawa’s “Build Canada Homes” Fix Our Broken Housing Market, or Just Build More Problems? September 26, 2025
Another week, another blockbuster announcement from Ottawa aimed at solving our national housing crisis. This time, it’s a shiny new federal agency dubbed “Build Canada Homes,” launched with a cool … Continue Reading The $13 Billion Question: Will Ottawa’s “Build Canada Homes” Fix Our Broken Housing Market, or Just Build More Problems?
Steve Garganis
The speed Discharge: Bankruptcy wins over Consumer proposal August 8, 2025
In the world of debt relief, two primary options often come to mind: consumer proposals and bankruptcy. While both offer a path to financial freedom, they differ significantly in their … Continue Reading The speed Discharge: Bankruptcy wins over Consumer proposal
Steve Garganis
Refinance today before you can’t tomorrow August 5, 2025
Alright, let’s talk mortgages. Because right now, for a lot of Canadians, that word “mortgage” isn’t exactly synonymous with “sweet dreams and financial freedom.” No, for far too many, it’s … Continue Reading Refinance today before you can’t tomorrow
Steve Garganis
Ask the Mortgage Expert: Why this could be your window of opportunity into Canadian real estate July 17, 2025
The Canadian real estate market, as we all know, has been a rollercoaster. We’ve seen the highs, the wild bidding wars, and then the cooling period as interest rates climbed. … Continue Reading Ask the Mortgage Expert: Why this could be your window of opportunity into Canadian real estate
Steve Garganis
Ask the Expert: Can the new Liberal housing plan solve Canada’s housing crisis? June 13, 2025
Recently, Prime Minister Mark Carney and the Liberal party unveiled Building Canada Strong, a new ambitious housing plan to accelerate residential construction with the goal of building 500,000 homes a year. Their … Continue Reading Ask the Expert: Can the new Liberal housing plan solve Canada’s housing crisis?
Steve Garganis